Holiday Home Insurance

Spain Holiday Home Insurance for property in Spain

If you have invested in a holiday home in Spain, Intasure’s Spanish property insurance is designed for you – holiday homes insurance designed for UK-based owners of holiday homes overseas.

Comprehensive insurance cover underwritten by one of the world’s leading insurers, Lloyds of London, that includes essential features such as cover during letting and protection when the property is unoccupied. It also covers parts of the holiday home that may be excluded in ‘community’ policies.

Intasure understand and know how to work with legislation overseas. Claims are settled by professional local loss adjusters. All policy documents are in English and all enquiries and claims are handled by a UK-based, English speaking support team.

Home and contents insurance for property in Spain written in simple English for both residents, non residents and for those who rent out their property.

Intasure has years of experience in the insurance industry and an enviable track record in creating pioneering new products to meet the needs of specialist markets.

Holiday home insurance is available for Spanish property as well as UK, France, Portugal, Italy, Greece, Southern Cyprus, Republic of Ireland and Turkey.

Holiday home insurance Spain
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Included with Intasure Holiday Home Insurance:

  • Your cover is underwritten by one of the world’s leading insurers – Lloyds of London
  • Up to 40% risk-related discount in the first year of the policy subject to claims experience and conditions. This will also apply to your renewal premium after one year
  • Discount options include increased excess and age related discounts
  • Your property is covered whether occupied or unoccupied
  • Your holiday home covers you if the property is let short term or long term
  • Excess from just £50
  • All policy documents are in English
  • Premiums are paid by monthly direct debit in Sterling from your UK bank account
  • We cover the cost of emergency travel and accommodation following a major claim
  • Policy covers your swimming pool as well as buildings
  • Policy covers public liability of £5m in regard to buildings and contents
    (traditionally, Spanish policies provide minimal public liability cover)
  • Loss of rent included following a claim
  • Covers your new home during the period between exchange of contracts and completion
  • Covers temporary accommodation following a claim
  • Wider cover than a standard Spanish buildings and contents policy
  • Wider cover than a ‘community’ policy
  • All claims are reported to and resolved by a UK-based English speaking team
  • Claims handled by local loss adjusters working for a UK adjusting organisation
  • Claims paid in Sterling

Expatriates in Spain Property Insurance
If you own and live in a property in Spain for more than 6 months of the year, Intasure’s Spanish property insurance is designed for you.

Low, low cost travel insurance

Intasure has just added travel insurance to its portfolio of insurance cover for holiday home owners. Your clients can take out a policy online and choose from annual, single, winter sports, backpacker, golf, business and over 65’s insurance.

It’s perfect for inspection trips – three days cover for a couple is £11.94 standard or £12.79 premium. Annual polices are competitive too.

Our Insurance is provided by AIG Europe (UK) Limited, general agent for New Hampshire Insurance Company who are member companies of American International Group Inc (AIG).

Comprehensive golf insurance Spain

Many of our clients own a home in Spain and play golf. We have sourced an annual golf policy which covers 365 days of the year with what we believe is the widest cover available. It includes theft of equipment, medical expenses, travel, public liability and even hole in one cover.

It’s available to anyone with a Spanish bank account and covers players anywhere in Europe or the Mediterranean 365 days of the year.

The policy is underwritten by Elvia part of the Alliance insurance group